A Working Capital Loan is a short-term financing solution designed to help businesses manage their everyday operational expenses such as salaries, rent, inventory purchases, and vendor payments. Unlike long-term loans used for capital investments, working capital loans are specifically meant to bridge cash flow gaps and ensure smooth business continuity during periods of low revenue or delayed payments. These loans can be secured or unsecured and are especially useful for small and medium enterprises (SMEs), seasonal businesses, or companies experiencing temporary liquidity crunches.